IT PAYS TO BE YOU ®
Auto insurance that rewards good Arizona drivers.
We offer everything required by Arizona car insurance laws and more—like an app that helps you earn up to 50% off each month.
Here’s how it works
Drive with the app
The technology in your smartphone measures your driving habits.
Focus on the positive
We recognize your good choices on the road and offer tips to improve.
Get rewarded monthly
Save on your bill and improve your community one mindful choice at a time.
GET THE RIGHT COVERAGE
Understanding Arizona auto insurance requirements
Arizona requires that all vehicles operated within the state are covered by liability insurance by an approved insurance company.
Per theArizona Department of Transportation (ADOT), you must maintain a minimum of $25,000 in bodily injury liability for one person and $50,000 for two people. In addition you must maintain a minimum of $15,000 in property damage liability.
In addition to the minimum required coverage, the Arizona Department of Insurance and Financial Institutions offers educational information that can help you determine the right coverage for you. Visit their website to learn more about liability coverage, physical damage coverage, uninsured and underinsured motorist coverage, policy renewal and more.
THE RIPPLE EFFECT
HiRoad is good for Arizona
Good for savings
Reduce wear on your car, lower your risk of accidents and save money for your passions.
Good for communities
Mindful driving makes the roads safer and calmer for you and your fellow commuters.
Good for the world
Lower your driving’s climate impact, form positive habits and make a difference together.
Arizona, you’ll appreciate the HiRoad app
Imagine what insurance could be like if it used your smartphone to reward you for making good choices. That’s the idea behind theHiRoad app—use technology to improve insurance for people who drive mindfully.
Things to consider when buying car Insurance in Arizona
Join the HiRoad movement
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