It’s a good time to change your relationship with insurance

When was the last time you thought about your car insurance? As in

really thought about it and the role it plays in your life? Other than shopping for a better price, chances are, not all that often. 

Now imagine if insurance became something that you did think about and want to engage in because it made a difference in your life and the community around you? What if you liked it so much, you wanted to tell your friends about it?  With HiRoad, you choose to drive in a different way—with curiosity, focus and benefits good for your budget, you and others.

HiRoad insurance provides an opportunity to receive a discount each and every month based on your smart driving habits. When you really

focus behind the wheel, good things tend to happen: less wear and tear on your car, a lower risk of accidents, and the benefits of safe driving—like calmer roads for you, your neighbors and fellow drivers.

So how does this new kind of relationship work?

Switching car insurance is easy with HiRoad. Like the start of a new friendship, things develop with ease. You kick it off by getting a quick quote from our app. No storefront. No paperwork (we’re a paperless company, but you can access all your info in PDFs anytime). No hassles.

To help speed things up, have this info with you:

• Make, model and year of car(s) to cover

• Driver’s license(s) for all drivers to cover

• VIN(s) for all cars to insure

• An idea of the coverage you need

Finish the steps and you’ll receive a maximum monthly rate to review before you buy. That rate is the most you’ll pay for your policy, but let us help you pay less than your original quoted rate each month by taking the high road.

The experience makes the relationship enjoyable

Driving with HiRoad means downloading and using our app with your phone each time you drive. Our app will start to get an idea of your driving habits with this five-trip driving exercise.

It helps us get a sense of your driving patterns and focus on the road. And in turn, allows us to calculate your monthly discount—up to 50%—to reward your good choices.

Then you just drive like normal.

The app offers tips to help you focus, remind you to slow down and breathe and practice being the good driver you are. It’s kind of a constant mindset, but it really pays off— much like being a thoughtful and present friend.

Each month you get your driving stats, so you can see how you’ve improved or where you need to pay a bit more attention.

The benefits of a good (insurance) relationship

Imagine a year has passed with you as a HiRoader. You saved money each month by being focused and smart behind the wheel. Maybe enough money to treat yourself to a vacation, pay down a credit card or start a new hobby (after all, the average HiRoader saves almost 30% each month*).

You also feel good about making an effort to create kinder roads and neighborhoods. The HiRoad app and the mindfulness it helps bring to your day-to-day living might make you feel a bit safer and more thoughtful about driving.

Sound like a new idea you can get behind? Get a quick car insurance quote now and give it a try!

*Based on average monthly discounts off of base rate in Rhode Island between 10/1/2020 and 9/30/2021, determined by driving scores of users logging trips using the HiRoad App.