What telematics means for HiRoad drivers
November 11, 2021
HiRoad® is a different kind of car insurance company. A big differentiator is how we use the technology in your phone to power an app that gives you insight into how you’re driving.
As you develop and maintain good habits on the road, you can be rewarded with up to 50% off your original bill—every month. A question most people have is, “how does it work?”
The short answer:telematics. Most people, except for long-haul truckers and logistic experts, have never heard of that. So let’s spend a minute to get you up to (safe) speed on what’s under the hood.
What is telematics technology used for?
Telematics is basically using mobile computer technology to see what a vehicle is doing on the road. You can kind of think of it as a fitness tracker for driving.
We mentioned truckers before because some of the earliest adopters were trucking companies. They use vehicle telematics to help them plan routes, monitor fuel costs and schedule maintenance.
The earliest vehicle telematics systems required devices that had to be wired into vehicles. However, newer telematics apps allow drivers to simply use the technology in their smartphones, like the accelerometer and GPS, to provide accurate feedback. If you have a smartphone, you can enjoy the benefits of telematics.
What are the benefits of telematics for HiRoad drivers?
HiRoad is a behavior-based insurance company. We use telematics to understand your driving habits and reward you for your good driving every month. This is great news if you’re a safe driver because it means you can finally get recognized for being someone who makes the road a better place to be.
One of the advantages of telematics is that if you need to work on your driving a bit, it can help you have an understanding of exactly what areas you need to improve.
For example, are you braking too hard too often? Maybe you’re a chronic tailgater; try to leave some more space than usual. Do you have a tendency to speed on your commute? Try leaving for work a few minutes earlier.
How HiRoad turns telematics into rewards?
The HiRoad app is easy to use. As you drive with the app, you’ll get feedback in the form of four Driving Scores:
Distraction free. This score is all about planning ahead and not touching your phone as you drive.
Driving patterns. How much, where and when you drive can impact your risk for accidents.
Safe speeds. This covers how driving at safe speeds decreases your risk for incidents and accidents.
Smooth driving. Going smooth around corners, slowing your roll at a stop sign and slowly accelerating is what’s covered in this score.
The more mindfully you drive, the higher your scores. The higher your scores, the lower your payments can be. Each month, you can save up to 50%.
If you’re someone who maintains good habits on the road and wants to be rewarded for it, start with us at HiRoad. Get a quote today.
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