Good driving, rewarded
Drive with the HiRoad app and save
Think of the HiRoad app as a fitness tracker for driving. It’s car insurance that uses smartphone sensors to recognize your good driving and reward you with up to 50% off every month.
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How does HiRoad car insurance work?
Sign up
Download the app
Start driving (use the app)
Keep driving
Start saving (every month)
How’s HiRoad insurance different?
HiRoad behavior-based insurance
We use the technology in your phone to measure your driving habits–giving you more control over what you pay each month.
Traditional flat-rate insurance
Rates can be based only on demographics like age, ZIP code, even credit score–things that may have little to do with your driving.
How does more control turn into savings?
When you drive with the app, your monthly price is influenced by the choices you make, like not answering texts while driving or paying attention to your speed.
Distraction Free
Keep your hands off your phone so you can focus on the road.
Smooth Driving
Accelerate, brake and corner smoothly to make trips calmer.
Safe Speeds
Avoid reckless driving and show courtesy on the road.
Driving Patterns
How much, where and when you drive impacts your risk.
Why HiRoad
Join HiRoad as we reinvent insurance by recognizing and rewarding the good decisions you make on the road.
"Having the HiRoad app on my phone has made me more aware of how I'm behaving behind the wheel and the choices I am making. I think if more people signed up for HiRoad, our streets would be a lot safer. This is a win/win for everyone!"
-Kelly M
Learn more about HiRoad
*By clicking Get a quote, I understand I am allowing HiRoad to look up my driving, credit and insurance history to give me a smart, quick quote