HIROAD AUTO INSURANCE

We've got good driving covered

HiRoad uses an app to help you build better driving habits and earn a Safe Driving Discount–up to 50%* off.

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See how HiRoad works

How does HiRoad car insurance work?

Sign up
Download the app
Start driving (use the app)
Keep driving
Start saving

Check out the app

Meet the app that rewards good driving

Get started

Download it

Set up the HiRoad app to accurately log trips, manage your policy and see helpful driving tips.

Drive safely

Stay focused every time you hit the road to improve your driving and get recognized for it.

Earn rewards

Build better habits behind the wheel to unlock rewards and a Safe Driving Discount.

Safe driving adds up

When you drive with the app, your monthly price is influenced by the choices you make, like not answering texts while driving or paying attention to your speed.

Distraction Free

Keep your hands off your phone so you can focus on the road.

Smooth Driving

Accelerate, brake and corner smoothly to make trips calmer.

Safe Speeds

Avoid reckless driving and show courtesy on the road.

Driving Patterns

How much, where and when you drive impacts your risk.

Learn more

Why HiRoad

Join HiRoad as we reinvent insurance by recognizing and rewarding the good decisions you make on the road.

See why others love HiRoad

Real Customer Review

Exceeded my expectations!

From the beginning, I have experienced nothing but positivity from the app, customer service team, and roadside assistance services! I have shopped various other insurance companies over the past 3 years, and I have remained with HiRoad because they are unbeatable when it comes to their pricing structure and their exceptional service. You won’t be disappointed! 🙌👍🤗🏁🚘

-App Store Reviewer, June 2026

Real Customer Review

HiRoad has been a great experience!

HiRoad has been a great experience! I loved that you control your monthly payment by improving your driving scores collected on the app. It has made me more aware of my driving and has made me a better driver! Definitely recommend it to anyone wanting to try it out.

-Amanda C., May 2026

Real Customer Review

I love HiRoad insurance.

I love HiRoad insurance. The first app that I've found that lets you tell them when you were driving or when someone else was driving. Plus, they give you discounts on different things you do while driving, like using your phone while driving, how you brake and accelerate, how fast you drive, and more. It's totally the cheapest insurance I've ever had. Check it out. You won't be disappointed.

-Google Play Reviewer, May 2026

Real Customer Review

BEST Insurance Company

I absolutely LOVE HiRoad Insurance. I have yet to find an insurance company that’s as inexpensive as HiRoad! Great customer service as well. I’ve had to call about three times for locking my keys in my car, and they are so quick to get someone to come to you (roadside assistance) and they are always friendly too. ALL AROUND THE BEST INSURANCE COMPANY I’VE EVER HAD! Thank you so much for being AWESOME!

-App Store Reviewer, May 2026

Real Customer Review

I really like HiRoad.

I really like HiRoad. I know I'm being monitored, so I leave earlier for appointments and for work so I'm not speeding or in a hurry. Overall it's effortless to drive the right way and save money while doing so. Thank you, HiRoad.

-Google Play Reviewer, May 2026

Real Customer Review

This is the best insurance

This is the best insurance. If you’re tired of paying outrageous monthly fees, then change over to the winning team. There’s no time for losing in life. Thank you, HiRoad, for always supporting my every need.

-App Store Reviewer, May 2026

Real Customer Review

I love HiRoad because they truly do have lower rates.

I love HiRoad because they truly do have lower rates, and the better you drive the lower your rate gets. You earn rewards on the app towards your policy rate, which I find really cool because I've already racked up $20 in savings. The savings are coming off of my next bill.

-Google Play Reviewer, March 2026

Real Customer Review

Having this app really helps me to stay off my phone while driving.

Having this app really helps me to stay off my phone while driving, stay alert and remain focused on the road. I love the challenges and the discounts I get from completing challenges, too.

-App Store Reviewer, March 2026

Real Customer Review

So far, I'm loving it.

I’m a first-time user of this kind of car insurance. So far I’m loving it. Major discount for good drivers. Makes a person drive better knowing you’re saving money.

-Lala D., February 2026

Real Customer Review