GOOD DRIVING, REWARDED
One less variable in your monthly budget
If your policy renews, your Safe Driving Discount will be locked in for the full policy term instead of changing month to month.

So, why the change?
We know budgeting is easier when your bill doesn’t keep moving around.
We’re simplifying the Safe Driving Discount to make monthly planning feel a little easier.
You’re still getting rewarded for safe driving. Just with a little less monthly math.
See how good driving gets rewarded
Good driving still looks good on you
You don’t really have to change much about what you’ve been doing. Just make sure all the drivers on the policy keep the HiRoad app ready to log trips and continue driving safely to earn your Safe Driving Discount.
Your app keeps score
Keep your app active so every drive counts toward your renewal.
Don't forget to check your HiRoader recap!
Your Recap shows how you’re driving and where to focus. In-app challenges and streaks help keep your skills sharp.
Have questions about your discount?
Once your renewal notice is available, our Customer Care team can help with the math. We brought a calculator and everything.
Quick FAQs
What’s changing?
Starting with your next renewal, your Safe Driving Discount will be based on the driving data collected by the HiRoad app for you and all regular drivers of your car(s) during your current policy term. Then, your discount will stay locked in for your full next term instead of changing month to month.
What’s staying the same?
Your discount is still based on how much and how safely you drive.
What should I do now?
Keep your permissions on, keep logging trips, and check your HiRoader Recap in the app.
When will I know my discount?
We’ll let you know once your Safe Driving Discount for the new term is set.
This communication is not an offer to renew. Renewal is subject to eligibility. If your policy renews, your Safe Driving Discount for the new term will be based on driving data from the applicable experience period. Renewal premiums and discounts are based on filed rates in effect on the renewal effective date.







