Here's how it works
Drive with the app
The technology in your smartphone showcases your driving habits.
Focus on the positive
We recognize your good choices on the road and offer tips to improve.
Get rewarded monthly
Save on your bill and improve your community one mindful choice at a time.
EARN A DRIVING DISCOUNT
Mindful drivers love HiRoad
If you’re easy on the gas, don’t stomp the brakes, and corner smoothly, our app can help you save up to 50% each month.
“HiRoad is different to me simply because it’s looking at how you drive and really making things much more personal. It’s the way insurance should be.”
— Steve T
HiRoad driving scores
These are the factors the HiRoad app rates your driving on. The more mindfully you drive, the higher your scores.
Keep your hands off your phone so you can focus on the road.
Accelerate, brake and corner smoothly to make trips calmer.
How much, where and when you drive impacts your risk.
Avoid reckless driving and show courtesy on the road.
What we quote is what you’ll pay
Unlike other insurers, you won’t pay more than what you’re quoted. Our quote tells you the max amount you’ll pay—and with your monthly good driving, you can save up to 50%.
Looking for "full coverage"?
You can combine comprehensive, collision and state required auto insurance coverages like liability, medical payments or uninsured motorist.
Insurance with values
We’re called HiRoad because of what we stand for: optimistic greetings, more thoughtful choices—and a new and rewarding way to do insurance.
HiRoad has an excellent "A" from A.M. Best, a highly respected independent credit rating organization.