16 things to know about car insurance deductibles

August 12, 2021


1. What is a car insurance deductible?
2. How do car insurance deductibles work?
16 things to know about car insurance deductibles
3. If my car is damaged, do I have to pay a deductible for both comprehensive and collision coverage?
4. How does a deductible affect car insurance?
, “increasing your deductible from $200 to $500 could reduce your collision and comprehensive coverage cost by 15 to 30 percent.”

5. Who pays the deductible?
6. Does glass damage apply to my car insurance deductible?
7. Which coverages require a car insurance deductible?
8. What is the average auto insurance deductible?
9. When do I pay for an auto insurance deductible?
10. What is the difference between a high and low deductible?
11. Does my car lender have deductible requirements?
12. Can a car insurance deductible be waived?
13. Do I pay for the car insurance deductible if I’m not at-fault?
14. Do I pay a deductible if I hit a car?
15. What if my car insurance deductible costs more than repairs?
16. What happens if I don’t pay my deductible?
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The information in this article was obtained from various sources not associated with HiRoad®. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. HiRoad is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. HiRoad makes no guarantees of results from use of this information.


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