READY TO MAKE A SWITCH?

We've got good driving covered in Arizona

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Auto insurance that rewards good drivers.

We offer everything required by Arizona car insurance laws and more—like an app that helps you earn up to 50%* off.

Get a car insurance quote, Arizona.

We’ll help you find out if HiRoad is the right choice for you.

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Here’s how it works

Download the app

Set permissions

Keep driving safely

Earn a discount

THE RIPPLE EFFECT

HiRoad is good for Arizona

Good for savings

Reduce wear on your car, lower your risk of accidents and save money for your passions.

Good for communities

Mindful driving makes the roads safer and calmer for you and your fellow commuters.

Good for the world

Lower your driving’s climate impact, form positive habits and make a difference together.

change is positive

Switch to HiRoad anytime

You don’t have to wait until the end of your current car insurance policy to start saving up to 50%* with HiRoad.

Get a quote

GET THE RIGHT COVERAGE

Understanding Arizona auto insurance requirements

Arizona requires that all vehicles operated within the state are covered by liability insurance by an approved insurance company.

Per the

Arizona Department of Transportation (ADOT), you must maintain a minimum of $25,000 in bodily injury liability for one person and $50,000 for two people. In addition you must maintain a minimum of $15,000 in property damage liability.

In addition to the minimum required coverage, the Arizona Department of Insurance and Financial Institutions offers educational information that can help you determine the right coverage for you. Visit their website to learn more about liability coverage, physical damage coverage, uninsured and underinsured motorist coverage, policy renewal and more.

INNOVATIVE TECHNOLOGY

Arizona, you’ll appreciate the HiRoad app

Imagine what insurance could be like if it used your smartphone to reward you for making good choices. That’s the idea behind the HiRoad app—use technology to improve insurance for people who drive mindfully.

Find your Arizona city

Tempe - Tucson - Phoenix

Learn more

Things to consider when buying car Insurance in Arizona

What is a deductible?

If I sign up now, will my policy be effective today?

5 reasons why you need insurance.

What does it mean to have full coverage?

I just bought a new car, what do I do next?

*The discount applies to the variable portion of your Auto premium. A fixed expense is added to that to determine your final premium.