Good driving, rewarded
Phoenix roads move fast. Really fast.
Get rewarded for how you handle them. Save up to 50%* with HiRoad.
What makes HiRoad the best telematics insurance for safe drivers in Phoenix?
HiRoad uses an app to reward smooth braking, steady speeds, and distraction-free driving. Even when the monsoon season hits Loop 101.
Built for driving in Phoenix.
I-10 traffic can go from wide open to stop-and-go fast. The HiRoad app helps you stay aware, keep a steady pace, and adjust smoothly when your speeds change.
Phoenix driving tip: Extreme heat is tough on your car. Check your battery and tire pressure often.
Four scores. One discount.
HiRoad uses your driving scores to calculate your Safe Driving Discount.
Distraction Free
Keep your hands off your phone so you can focus on the road.
Smooth Driving
Accelerate, brake and corner smoothly to make trips calmer.
Driving Patterns
How much, where and when you drive impacts your risk.
Safe Speeds
Avoid reckless driving and show courtesy on the road.
Meet the app that rewards good driving
Car insurance requirements in Phoenix
If you have questions about your
Phoenix car insurance requirements, you’ve come to the right place.In Arizona, drivers are required to have liability insurance. Here are two things you need to know about Tempe, Arizona’s minimum insurance coverages:Â
1. You must maintain a minimum of $25,000 in bodily injury liability coverage for one person and $50,000 for two people.Â
2. You must maintain a minimum of $15,000 in property damage liability coverage.
What's unique about car insurance and Arizona? The state accepts electronic proof of insurance, giving you the added perk of accessing your car insurance policy at any time, in the HiRoad app.
*The discount applies to the variable portion of your premium. A fixed expense is added to that to determine your final premium.
