Good driving, rewarded
Tempe roads move fast. Really fast.
Whether you’re on Mill Avenue or Tempe Town Lake, get rewarded for how you handle them. Save up to 50%* with HiRoad.
What makes HiRoad the best telematics insurance for safe drivers in Tempe?
HiRoad uses an app to reward smooth braking, steady speeds, and distraction-free driving, even when Mill Avenue fills with Sun Devil game-day traffic and scooters mob downtown Tempe.
Built for driving in Tempe.
Between ASU game days and Mill Avenue's nightlife crowd, Tempe drivers share the road with pedestrians, cyclists, and scooters at nearly every hour. The HiRoad app helps you stay aware, keep a steady pace, and adjust smoothly when your speeds change.
Tempe driving tip: With ASU students, cyclists, and scooters sharing the road near campus and Mill Avenue, staying phone-free behind the wheel matters more than ever.
Four scores. One discount.
HiRoad uses your driving scores to calculate your Safe Driving Discount.
Distraction Free
Keep your hands off your phone so you can focus on the road.
Smooth Driving
Accelerate, brake and corner smoothly to make trips calmer.
Driving Patterns
How much, where and when you drive impacts your risk.
Safe Speeds
Avoid reckless driving and show courtesy on the road.
Meet the app that rewards good driving
Car insurance requirements in Tempe
If you have questions about your
Tempe car insurance requirements, you’ve come to the right place.In Arizona, drivers are required to have liability insurance. Here are two things you need to know about Tempe, Arizona’s minimum insurance coverages:Â
1. You must maintain a minimum of $25,000 in bodily injury liability coverage for one person and $50,000 for two people.Â
2. You must maintain a minimum of $15,000 in property damage liability coverage.
What's unique about car insurance and Arizona? The state accepts electronic proof of insurance, giving you the added perk of accessing your car insurance policy at any time, in the HiRoad app.
*The discount applies to the variable portion of your premium. A fixed expense is added to that to determine your final premium.
