Auto Insurance 101: What is Basic Car Insurance Coverage?

August 15, 2018

Auto Insurance 101: What is Basic Car Insurance Coverage?

August 15, 2018

every day about auto insurance. Most questions are easy for us to answer — but that’s because unlike you, we’re thinking about insurance every day!

To us, “basic auto insurance” refers to the bare minimum coverage a driver needs to be compliant with local laws. Car insurance requirements vary from state to state, but in Rhode Island the bare minimum means two things: bodily injury liability and property damage liability. 

Put simply, basic car insurance leaves a big gap between the legal requirements, and what will actually take care of you and the other people and cars that could be involved.  

So what coverage should you have?